Filing taxes can be overwhelming, but the right tools can make the process much easier, ensuring accuracy and maximizing deductions. Whether you’re a freelancer, small business owner, or regular employee, these five tax software solutions can help you file faster, reduce errors, and even increase your refund.
1. TurboTax – Best for Overall Ease of Use
Why Choose TurboTax?
TurboTax is one of the most popular and user-friendly tax filing tools. It provides step-by-step guidance, allowing users to file with confidence.
Key Features:
- Simple question-based process (like an interview).
- Automatically imports W-2s and 1099s from many employers.
- Max refund guarantee ensures you get every deduction you qualify for.
- Live CPA support (with TurboTax Live).
- Works for both individuals and self-employed taxpayers.
Pricing:
- Free version for simple tax returns.
- Paid plans start at $59+ (varies based on features).
Best for: Individuals, freelancers, and small business owners who want an intuitive, guided filing experience.
2. H&R Block – Best for In-Person and Online Filing Options
Why Choose H&R Block?
H&R Block offers a combination of DIY tax software and in-person tax assistance, making it ideal for those who prefer flexibility.
Key Features:
- User-friendly online software with expert guidance.
- Physical locations available for in-person support.
- Audit protection services for extra peace of mind.
- Free version available for simple tax situations.
- Offers self-employed and small business plans.
Pricing:
- Free plan for basic returns.
- Paid plans start at $55+ (varies based on complexity).
Best for: People who may want both online and in-person support while filing.
3. Cash App Taxes (Formerly Credit Karma Tax) – Best Free Tax Software
Why Choose Cash App Taxes?
Unlike most tax software, Cash App Taxes provides completely free federal and state tax filing with no hidden fees.
Key Features:
- 100% free for both federal and state returns.
- Covers most common tax situations (including self-employed).
- Audit support included at no cost.
- No upselling – all features are truly free.
- Works within Cash App for convenience.
Pricing:
- Completely free (no paid plans).
Best for: People who want a 100% free tax filing experience with no surprise charges.
4. TaxSlayer – Best for Affordable Paid Plans
Why Choose TaxSlayer?
TaxSlayer is one of the most affordable tax filing tools, offering low-cost paid plans for self-employed individuals and small business owners.
Key Features:
- Lower pricing compared to TurboTax and H&R Block.
- Deduction finder to maximize refunds.
- Self-employed and small business tax options.
- Live chat support available.
Pricing:
- Free basic plan.
- Paid plans start at $29.95 (cheaper than TurboTax).
Best for: Budget-conscious filers looking for affordable paid tax software.
5. FreeTaxUSA – Best for Budget-Friendly State Returns
Why Choose FreeTaxUSA?
FreeTaxUSA offers free federal filing and very low-cost state filing options, making it a great choice for people on a budget.
Key Features:
- Free federal filing for all tax situations.
- Low-cost state returns ($14.99 per state).
- Advanced tax deductions and credits covered.
- Audit support available for an extra fee.
Pricing:
- Free federal tax return.
- State filing costs $14.99 per state.
Best for: People looking for affordable federal and state tax filing options.
Which Tax Tool Is Right for You?
| Tax Tool | Best For | Price |
|---|---|---|
| TurboTax | Best for ease of use and maximum refunds | Free – $59+ |
| H&R Block | Best for online and in-person support | Free – $55+ |
| Cash App Taxes | Best 100% free tax software | Free |
| TaxSlayer | Best for affordable paid plans | Free – $29.95+ |
| FreeTaxUSA | Best for budget-friendly state filing | Free federal, $14.99 state |
Choosing the right tax software depends on your tax situation and budget. If you want a premium, easy-to-use experience, TurboTax is a great choice. If you prefer free filing, Cash App Taxes or FreeTaxUSA may be the best fit. For affordable paid plans, TaxSlayer is a strong contender.
By using one of these top tax tools, you can file accurately, save time, and potentially increase your refund!
Frequently Asked Questions (FAQs)
What is the best tax software for beginners?
TurboTax and H&R Block offer the most user-friendly experience with step-by-step guidance, making them ideal for beginners.
Is there truly free tax software?
Yes! Cash App Taxes offers completely free federal and state filing with no hidden fees. FreeTaxUSA also provides free federal returns, with state filing for just $14.99.
Which tax software is best for self-employed individuals?
TurboTax Self-Employed, TaxSlayer, and H&R Block offer specialized plans for freelancers and small business owners, helping maximize deductions.
How accurate is online tax software?
Most tax software includes built-in error checks and IRS-approved calculations, making them very accurate. However, hiring a CPA may be best for complex tax situations.
Can I switch tax software if I used a different one last year?
Yes! Most tax software allows you to import previous tax returns from TurboTax, H&R Block, or other providers, making the transition smooth.